Let's see if you qualify first. I'm Ryan, an authorized auto sales agent, and I'll walk you through the process and explain your options clearly, step by step.
5 stars -
Helping clients get approved since 2020
I'm an authorized sales agent. Everything's above-board - no shady fees or weird markups.
We check if you qualify before you pick a car. Saves you time and avoids disappointment.
You'll deal with me directly, from inquiry to approval.
Real people, real cars, real approvals.
"Sobrang helpful ni Ryan! Akala ko mahirap makakuha ng approval kasi may existing loan pa ako, pero tinuruan niya ako kung ano dapat gawin. 5 days lang nakuha ko na yung Vios ko. Walang hidden fees or anything, straightforward lang talaga."
- Mark D., Quezon City
"First time ko bumili ng car so grabe kabado ko haha. Si Ryan super patient, inexplain niya lahat step by step. Hindi niya ako pinilit kumuha ng mas mahal, tinulungan niya lang ako magdecide based sa budget ko. Sulit yung experience!"
- Sarah M., Makati
"Self-employed ako (freelancer) kaya alam mo na yung struggle with banks haha. Pero si Ryan alam na agad ano kailangan - ITR, bank statements, contracts. Di na ko nag-alangan kasi binigyan niya ko ng checklist. 1 week lang approved na. Salamat pre!"
- Carlo R., Pasig
SRP: ₱1,142,000
PROMO ALL-IN DOWNPAYMENT
ZERO
Downpayment Required!
MONTHLY PAYMENT
₱24,802
5 Years to Pay
*15% Promo Downpayment is subject for Bank approval
Nope. I get paid by the dealership, not by you. No extra fees.
Depends on your docs and the bank, but usually 3-7 days. Some take longer if there are issues with requirements.
Let's talk. Some banks are more flexible than others. I can guide you on what might work.
Just message me. Tell me your budget and situation. I'll take it from there.
Just ballpark numbers - no commitment. This helps me give you realistic options.
These are estimates. Final approval depends on the bank's review and your docs.
Want the exact numbers for your situation?
Leave your details and I'll reach out to help you with your car loan inquiry.
Know what banks look for so you can prepare ahead of time.
Banks want to see you've been earning steady income for at least 6 months. Employed? Bring payslips and COE. Self-employed? ITR and bank statements.
They'll check if you pay your bills on time. Late credit card payments or existing loans can hurt your chances. Clean record = better terms.
Banks calculate how much you already owe vs. your income. If you're maxed out on loans, they'll reject you. Keep existing debts low.
Bigger down payment = lower risk for the bank. 20% minimum is standard, but 30-40% can get you lower interest rates and faster approval.
Missing docs = delayed approval or rejection. Have these ready: Valid IDs, proof of income, proof of billing, bank statements (3-6 months). For self-employed: ITR, business permits, financial statements.
Need help gathering your docs or fixing issues? I can guide you through it.
I'm Ryan Barreto, an authorized auto sales agent based here in the Philippines. Been doing this for a while now. I help people figure out if they can afford a car, which model makes sense for their budget, and how to get the bank approval part done without headaches.
I reply fast • No surprise charges
Drop me a message and I'll give you the actual breakdown based on your situation.
Usually reply within 1 hour • Available 9 AM - 9 PM Monday to Saturday
Note: Requirements may vary depending on the bank and your specific situation. I'll help you prepare the exact documents you need.